Real Estate Loans

Whether you’re looking for a new home, trying to refinance, or thinking of a remodeling project, our team is here to help you get the right home loan for your needs.

A cost-effective way for you to borrow money for big ticket items such as college costs, home improvement projects, or debt consolidation.

Credit lines up to $250,000
Repayment terms up to 20 years
Low variable rate
No annual fee
Minimal closing costs
Checks available as needed to pay expenses (up to your credit line)
Track and manage your account through Online Banking
Consider refinancing your existing HELOC from another lender to help lower your payments.

Take advantage of affordability with a Manufactured Home. Avoid increasing rent payments and benefit from speed and customization of your new home.

Completed loan application
Fully executed and accepted purchase contract along with all counter offers
Most current 30 days consecutive pay stubs
W2's of 1099's (for the 2 most recent years)
If self-employed, last 2 years complete signed federal tax returns
Social Security award letter/pension of annuity statements if applicable
Verification of funds for down payments. Must be own funds
Most current 2 months bank statements (all pages)
Two forms of government issued ID and a copy of the social security card
Park approval (prior to funding)
Contact information for insurance agent who will be insuring the unit (prior to funding)

Borrow against the equity in your home to fund large projects. Pay off debt, cover educational expenses, or get a head start on renovations.

First-time buyers welcome! Competitive rates for purchases and refinances. Our popular 15-year Fixed Low Rate Mortgage may be just what you need!