pERSONAL Line of Credit

Get the freedom and flexibility you need...

To meet those every day financial challenges by securing a PersonalLine-of-Credit from Chaffey Federal Credit Union.

Whatever your goals might be, CFCU is here to help you get there.

Line-of-Credit:

  • Maximum loan amount $15,000.00

  • Minimum loan amount $500.00

  • Fixed rates as low as 9.00% APR*

Or if you prefer, you may call (833) 282-1033 to book an appointment


Why a Personal Line-of-Credit?

The biggest difference between a personal loan and line of credit is how the borrowed funds are paid out. With a personal loan, the amount borrowed is set and paid out once in a large sum. The line of credit will have a credit limit, and the borrower can take out as much or as little money as needed, up to that limit.

Common uses for a Line of Credit

  • Home Improvements

  • Pay off higher interest loans

  • Consolidating debt

  • Car repairs

  • Vacation & Travel

  • Medical bills

  • Taxes

  • Education costs

  • Unexpected expenses!

Benefits to a CFCU Personal Line-of-Credit

  • No annual fee

  • No prepayment fees

  • Competitive Rates

  • No application fees

  • Quick loan approval

  • No collateral required, just your good name, a good credit score and a promise to pay the loan back! *

*APR = Annual Percentage Rate. The rate and APR are subject to change without notice. Your rate and term will be based on your credit history.