Personal LoanS

Low Rate Signature loans to help you achieve your financial goals!

To meet those every day financial challenges by securing a Personal Loan from Chaffey Federal Credit Union.

Personal Loans:

  • Maximum loan amount $25,000.00

  • Minimum loan amount $500.00

  • Fixed rates as low as 9.49% APR*

  • Terms up to 60 months

Or if you prefer, you may call (833) 282-1033 to book an appointment! 

 

Save on School Essentials

With a Back-To-School Personal Loan!

Every student should have the opportunity to thrive - that’s why we’ve discounted our Back-to-School Personal Loan across all credit tiers. Chaffey FCU is ready to help you succeed with resources to save on school essentials!

Avoid high-interest rate debt when you complete your school wish list with a Back-To-School Personal Loan.

 

Limited time savings to help you meet your educational goals - rates as low as 8.99% APR**!

Select “Back-to-School Loan” on your Personal Loan application to get started.

                                   
Credit ScoreAPR**Maximum TermMaximum Loan Amount
650 - 800+8.99% APR**36 months$5,000
550 - 64910.99% APR**36 months$5,000
 

Common uses for a Personal Loan

  • Pay off higher interest loans

  • Consolidating debt

  • Vacation & Travel

  • Medical bills

  • Education costs

  • Unexpected expenses

Benefits of a CFCU Personal Loan

  • No annual fee

  • No prepayment fees

  • Competitive Rates

  • No application fees

  • Quick loan decisions

*APR: Annual Percentage Rate. Advertised rate quoted as of 7/1/2025; estimated payment is $32.04/month for every $1,000 borrowed at 9.49% APR for 36 months. Other rates and terms available, all rates available at chaffey.com/rates-1. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. Rates shown include 0.50% discount which is the maximum discount offered through our members Rewards Program. Your rate and term will be based on your credit history. Rate shown includes a 0.50% discount for automatic payments. No other discounts apply. Federally insured by the NCUA

**APR: Annual Percentage Rate. Advertised rate quoted as of 7/15/2025, estimated payment is $31.81/month for every $1,000 borrowed at 8.99% for 36 months. Back-to-School Personal Loan discounted rates available from 7/15/25 - 8/31/25. Maximum term for Back-to-School loan is 36 months. Maximum loan amount is $5,000; minimum loan amount is $500. Offer subject to change without notice. Loan subject to credit approval and income verification and is not a firm offer of credit. Limit one (1) discounted Back-to-School Personal Loan per Member. Advertised rate includes 0.50% discount for automatic payments. First payment due 30 days after loan is approved and signed. CFCU is federally insured by the NCUA.