Loan Rates

Effective: October 1st, 2025

Fixed Rate New Auto Loans⁺

 
Credit Score Up to 36 Months
APR*		 Up to 54 Months
APR*		 Up to 66 Months
APR*		 Up to 78 Months
APR*		 Up to 84 Months
APR*
800+ 4.99% 5.19% 5.39% 5.69% 6.44%
725-799 5.74% 5.94% 6.14% 6.44% 7.19%
650-724 6.49% 6.69% 6.89% 7.19% 7.94%
600-649 11.99% 12.24% 12.49% 13.24% 14.24%
550-599 15.99% 16.24% 16.49% 17.99% 17.99%
550- 17.99% 17.99% 17.99% 17.99% 17.99%

Fixed Rate Used Auto Loans⁺

 
Credit Score Up to 36 Months
APR*		 Up to 54 Months
APR*		 Up to 66 Months
APR*		 Up to 78 Months
APR*		 Up to 84 Months
APR*
800+ 5.19% 5.39% 5.59% 5.89% 6.64%
725-799 5.94% 6.14% 6.34% 6.64% 7.39%
650-724 6.69% 6.89% 7.09% 7.39% 8.14%
600-649 12.39% 12.64% 12.89% 13.64% 14.64%
550-599 16.39% 17.99% 17.99% 17.99% 17.99%
550- 17.99% 17.99% 17.99% 17.99% 17.99%

Fixed Rate New and Used Motorcycle Loans⁺

 
Credit Score Up to 36 months
APR*		 Up to 54 months
APR*		 Up to 66 months
APR*		 Up to 78 months
APR*
800+ 7.99% 8.19% 8.39% 10.19%
725-799 8.74% 8.94% 9.14% 10.94%
650-724 9.49% 9.69% 9.89% 11.69%
600-649 14.99% 15.24% 15.49% 17.74%
550-599 17.99% 17.99% 17.99% 17.99%
550- 17.99% 17.99% 17.99% 17.99%

Fixed Rate New and Used Boat/Recreational Loans⁺

 
Credit Score 120 months
APR*		 180 months
APR*		 240 months
APR*
800+ 7.99% 9.99% 12.49%
725-799 8.74% 10.74% 13.24%
650-724 9.49% 11.49% 13.99%
600-649 13.49% 15.49% 17.99%
550-599 15.49% 17.49% 17.99%
550- 17.49% 17.99% 17.99%

Signature Loans⁺

 
Credit Score 36 months
APR*		 48 months
APR*		 60 months
APR*		 Line of Credit
APR*
800+ 9.49% 10.49% 11.49% 9.00%
725-799 10.24% 11.24% 12.24% 9.50%
650-724 10.99% 11.99% 12.99% 9.50%
600-649 16.49% 17.49% 17.99% 13.50%
550-599 17.99% 17.99% 17.99% 16.50%
550- 17.99% 17.99% 17.99% 17.99%

Home Loans

 
Credit Score HELOC
APR*		 Second Mortgage
APR*
Up to 240 months Up to 240 months
800+ 7.00% 8.75%
725-799 7.25% 9.00%
650-724 7.50% 9.25%
600-649 8.00% 9.75%
550-599 8.50% 10.25
550- 9.50% 10.75%

Personal Line of Credit⁺

 
Credit Score Fixed Auto
APR*
800+ 9.00%
725-799 9.50%
650-724 9.50%
600-649 13.50%
550-599 16.50%
550- 17.99%

Credit Card

 
Credit Score Visa Classic
APR*		 Visa Advantage
APR*		 Visa Gold
APR* 		Visa Platinum
APR* 		Visa Secured
APR*
Line Amounts $500-$5,000 $500-$5,000 $5,000-$10,000 $10,000-$25,000 100% of Secured Amount
800+ 14.75% 13.75% 10.90% 9.90% 18.00%
725-799 14.75% 13.75% 10.90% 9.90%
650-724 14.75% 13.75% 10.90% 9.90%
600-649 16.00% 15.00% 11.90%
550-599 18.00% 17.00% 16.00%
550- 18.00% 17.00% 16.00%

*APR: Annual Percentage Rate. Rates are subject to change at any time and are not guaranteed. Loan approval is subject to credit and income evaluation.

⁺Rates include a 0.50% discount for automatic payment.