Checking Accounts

Keep day-to-day money management easy with a Chaffey FCU checking account. Our checking account options come with a range of benefits to help you save and manage your funds.

Every Chaffey FCU checking account can be managed from the Chaffey FCU app and your Visa debit card can be used fee-free at CO-OP ATMs around the nation.

 

Chaffey Plus Checking

Chaffey Plus Checking 1 provides a wide-range of benefits from helping to protect your identity to providing smart discounts on financial services and everyday purchases. A $6 monthly service fee applies.

In addition to all the basic checking benefits, Chaffey PLUS gives members:

  • Dividends2
  • Complimentary Lost Debit Card Replacement3
  • IDProtect®: Identity Theft Monitoring and Resolution Service4
  • $hopping RewardsTM 5 (available via mobile or web only)
  • Health Discount Savings5 (This is NOT insurance)
    •  

    Basic Checking

    You'll enjoy maximum convenience and fewer fees, including:

  • 24/7 access to your funds
  • Free usage of Chaffey ATMs and over 30,000 CO-OP Network ATMS
  • Online bill payment
  • Unlimited check writing
  • Courtesy pay (eligibility required)*
  • Mobile/online banking
  • Add your debit card to the digital wallet on your smartphone or tablet
  • Maximun card security with contactless cards
  • Remote (mobile) check deposit
  • Complimentary e-statements (paper statements are available for a fee)**

    *Refer to the current schedule of fees. **Member must have email access.

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    Already a Member? Call our virtual team or visit a branch to open your checking account!

     

    For a limited time, receive a $75 Bonus when you open a Chaffey Plus Checking account and set-up direct deposit!8

    Discover Protection and Savings opportunities all year long with Chaffey Plus Checking.


    Not a Member? Schedule an appointment to open your Membership and get started.

    Field of Membership requirements apply. Eligible field of Membership groups at chaffey.com/eligible-membership-groups

     
     

    Need help finding the account for you?

     
    Some of our Member's favorite features.
    Chaffey Plus Checking

    Basic checking with additional
    protection, savings, and education
    opportunities. $6/month.
    Basic Checking

    Everyday free checking with
    basic benefits.
    Free usage of Chaffey ATMs and over 30,000 CO-OP Network ATMs
    X
    X
    24/7 access to your funds via online banking and our free app
    X
    X
    No minimum account balances
    X
    X
    Mobile check deposit

    Deposit checks from anywhere at any time via the Chaffey FCU app

    X
    X
    IDProtect ®4

    Personal credit score insights 5, 6, Identity monitoring5, and more!
    X
    $hopping Rewards TM 5

    Exclusive savings opportunitites from thousands of online retailers. Available via mobile or web only

    X
    Health Discount Savings 5

    Save on a variety of vision, prescriptions, and dental services. This is NOT insurance
    X
    Cell Phone Protection 7

    Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged.
    X
    Financial Wellness 360o

    Unlimited online courses, videos and more to maximize your financial wellness. Available via mobile or web only
    X

    Full Chaffey Plus checking account details at chaffey.com/chaffey-plus-checking.

     
     
     
     

    Do more with your Chaffey FCU Checking Account

     
     

    Overdraft Protection

    Safeguard your account against costly overdraft and non-sufficient funds (NSF) fees.  With FREE overdraft protection*, you can designate a savings account or line of credit to automatically cover overdrafts or returned checks.  Chaffey FCU may also pay* (rather than return) NSF transactions on your checking account if all other overdraft protection sources are exhausted.

    *Restrictions apply.  A Courtesy Pay fee may be charged when Chaffey FCU pays a NSF transaction on your behalf; you have the option to opt-out of this service.  Contact CFCU for more information.

     
     
     

    Retrieve Copies of Canceled Checks . . . Free!

    Sign-up for Online Banking and retrieve, review and print copies of your cancelled checks from the privacy of your home or office. Your personal information is secure and protected with state-of-the-art firewall technology.

    Click here to sign up for Online Banking.

     
     
     

    Reorder Checks Online

    We make it easy! Reorder checks online.

     
     

    1Full Chaffey Plus checking account details at chaffey.com/chaffey-plus-checking. 2Dividends are subject to Member Rewards Program Levels. For details, refer to the deposit account rate sheet at www.chaffey.com/savings-rates 3Lost/damaged debit cards will be replaced with no fee for up to 5 times for the life of the account. 4Benefits are available to personal checking account holder(s), and their joint account holders subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account holder or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. 5Registration/activation required. 6You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness. 7 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/ or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

    8 Offer valid when you open a new Chaffey Plus Checking account or upgrade from a Basic Checking to Chaffey Plus Checking from November 1 – 30, 2024 and set-up direct deposit. Direct Deposit (minimum amount of $100 from employer, social security, or pension) must show on the account within 45 days of opening for one-time $75 bonus to be received. Bonus will be deposited into Chaffey Plus Checking account within two weeks of direct deposit requirement being met. Offer not valid if you close or downgrade an existing Chaffey Plus Checking account, then reopen Chaffey Plus Checking during the promotional period. Offer not valid if Member is already a primary or joint on a Chaffey Plus Checking and opens another. Offer limited to personal membership accounts. Limit one (1) bonus per Chaffey Plus Checking account opened. 1099 Form may be provided for tax purposes. Offer subject to change at any time.