Skip-A-Pay

Great news! Our Skip-a-Pay is happening all year long!

We know life happens, and we are here to help. Take advantage of our Skip-A-Pay to skip one month’s loan payment.

What better to help ease the burden and get back on the right track.

You can now apply for a Skip-A-Pay directly from Chaffey FCU online banking!

Log on to your account on the Chaffey FCU Mobile App or our Online Banking site, and select “Loan Payment Skip” to start your application!

Learn more about Online Banking

Apply online

Select the Month* you wish to skip

*Skip requests cannot be more than 60 days in advance. Requests made more than 60 days in advance may be denied. (i.e. Skip payment request for December cannot be made in April).

Member Name

First Name

Last Name

Phone Number

Email

Address

Address 1

Address 2

City

State/Province

Zip/Postal Code

Country

Loan #1

Loan #2

Loan #3

Let us know how you wish to pay the $20.00 Skip-A-Pay processing fee for each loan indicated

to qualify

Member must be in good standing with Chaffey FCU

Cannot skip consecutive months

Must pay a $20 fee on each loan skipped

Terms and Conditions - Click Here

This Addendum amends your Loan Disclosure Statement and Agreement regarding your loan payment. By signing, you understand and agree to the following terms and conditions and request that Chaffey FCU extend the due date of your regular payment(s) by one month, for the month indicated on this form. You agree to pay a skip payment processing fee of $20.00 per loan. If there are not sufficient funds in your account to cover the fee, the processing fee will not be deducted and the payments(s) will be due on your loan(s) in accordance with your disclosure statement and agreement. You understand that interest will continue to accrue on your entire loan balance, including the amount of the skipped payment, and that skipping this payment means it will take longer to pay off your loan. CFCU reserves the right to refuse to honor this request if all terms of the disclosure statement and agreement have not been met at the time this addendum is presented. All loan payments must be current to qualify and the membership in good standing. The loan must be at least six months old. All other payment terms of your Loan Disclosure Statement and Agreement will remain in full force and effect. Offer excludes all real estate loans. You may not skip a payment if the skip payment will cause negative amortization on your loan. Payroll deduction will not be interrupted. The funds will remain in your account for withdrawal. We must receive your signed request no later than seven business days before the date of the requested skipped payment. Approval subject to credit qualification. Each loan is allowed a maximum of six (6) skips for the life of the loan.