Auto Loans
Chaffey FCU offers Auto Loan resources to help you discover, finance, and protect your vehicle, all while prioritizing quality and affordability.
Chaffey FCU Auto Loan Rates speak for themselves. When looking for your next new or pre-owned vehicle, or to refinance your current car, choose Chaffey FCU to make the process easier.
- Competitive rates
- No application, funding, or prepayment fees
- Easy application process
- Terms up to 84 months on new and used vehicles
- Rate discounts available for automatic payments
Stack the Savings – May 2026
Get the Car You Want, With Extra Savings!
This May, Chaffey FCU is rewarding auto buyers with limited time savings and rewards. Hit the road with auto loans designed to take your money further.
Save on Chaffey FCU Auto Loans! New Loans Can Earn a 0.25% Rate Discount!
Kick off the summer auto buying season with financing deals designed for your wallet. From new 2027 releases to affordable older models, during May you can save 0.25% on new CFCU auto loans – new and used vehicles welcome!1
Fuel Your Fun. Take Home a $50 Amazon Gift Card!
Electronics, entertainment, or vehicle accessories – celebrate your new ride with a $50 Amazon e-gift card!2
Earn an Additional 0.25% Rate Discount When You Work with AutoAlliance to Purchase Your Vehicle!
AutoAlliance helps you find the car that fits your lifestyle. From family vehicles to rare sports cars, AutoAlliance’s bespoke shopping experience and decades of expertise will put you at ease — and behind the wheel.3
GAP Insurance
Guaranteed Asset Protection from TruStage
Will your insurance pay off your loan if your vehicle is deemed a total loss? Don’t find out the hard way! GAP (Guaranteed Auto Protection) Insurance through TruStage provides more complete coverage for just pennies a day. Benefits include:
- GAP helps pay off your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss
- GAP can be included as a small addition to your monthly payment
- GAP helps clear your credit allowing you to start fresh with a new vehicle purchase
- Finance your replacement vehicle through Chaffey Federal Credit Union and receive up to $1,000 toward your new purchase.
As opposed to a traditional dealership, which tends to push the cars they have in stock, AutoAlliance helps you find the car that fits your lifestyle.
From family vehicles to rare sports cars, AutoAlliance’s bespoke shopping experience and decades of expertise will put you at ease — and behind the wheel!
Chaffey FCU loans contingent on Membership status. If loan application is approved, a Membership will need to be opened before loan is funded. Field of Membership requirements apply; all Membership details at chaffey.com/membership.
1Discount available on new CFCU loans only; refinancing a current CFCU auto loan does not qualify for this discount. Auto Loan application must be submitted from May 1, 2026 – May 31, 2026 to qualify. Maximum loan term that qualifies is 66 months. Loan approval not guaranteed. Discount applied to the rate the Member receives based on their credit and income approval. Can be combined with the May 2026 Auto Broker 0.25% discount and the automatic payment discount; no other discounts apply. Offer subject to change without notice.
2To qualify for the $50 gift card: auto loan applications must be submitted from May 1, 2026 – May 31, 2026, approved loan amount must be a minimum of $10,000, and loan must be signed by the Member. Gift card available for new CFCU auto loans only, refinancing a current CFCU auto loan does not qualify for this gift. Loan approval not guaranteed. Gift card available after auto loan funding. Limit one card per auto loan. Gift Cards will be $50 e-gift cards for Amazon. After your loan is funded, you will receive your $50 gift card from Amazon by Wednesday of the following week; will be sent to the email address on file with the primary loan applicant. Offer subject to change without notice.
3Discount available on auto loan applications submitted from May 1, 2026 – May 31, 2026 that work with Auto Alliance to purchase their vehicle. Loan approval not guaranteed. Discount applied to the rate the Member receives based on their credit and income approval. Can be combined with the May 2026 New CFCU Auto Loans 0.25% discount and the automatic payment discount; no other discounts apply. Offer subject to change without notice.