Checking Accounts

With a Chaffey FCU Checking Account you have the financial tools and resources you need to keep your day-to-day financial life running smoothly. Best of all, our checking benefits are worry free, hassle free, and most are just plain FREE!

Chaffey Plus Checking

Chaffey PLUS Checking* provides a wide-range of benefits from helping to protect your identity to providing smart discounts on financial services and everyday purchases. In addition to all the basic checking benefits, Chaffey PLUS gives members:

  • Dividends

  • Free checks

  • Free lost debit card replacement

  • Cell phone protection**

  • Accidental death & dismemberment insurance

  • Debit Advantage® - Buyer's Protection and Extended Warranty

  • Travel and leisure discounts

  • $hopping rewards™

  • Health Discount Savings (This is NOT insurance)

  • Identity Theft Monitoring and Resolution Service that helps to protect you, your family and joint account holders 

  • 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement and more

*A $6.00 monthly service fee applies. Cell phone bill must be paid through this account.
Some benefits require registration/activation. Terms and conditions apply.


Basic Checking

You'll enjoy maximum convenience and fewer fees, including:

  • 24/7 access to your funds

  • Free usage of Chaffey ATMs and over 30,000 CO-OP Network ATMS

  • Online bill payment

  • Unlimited check writing

  • Courtesy pay (eligibility required)

  • Mobile/online banking

  • Remote (mobile) check deposit

  • Complimentary e-statements (paper statements are available for a fee)

**Refer to the current schedule of fees. Member must have email access.



Courtesy Pay Overdraft Protection

Safeguard your account against costly overdraft fees. With FREE overdraft protection*, you can designate a savings account or line of credit to automatically cover overdrafts or returned checks.

*Some restrictions apply. Monthly service fee will be charged for checking accounts without Direct Deposit. Contact CFCU for more information



Retrieve Copies of Canceled Checks . . . Free!

Sign-up for Online Banking and retrieve, review and print copies of your cancelled checks from the privacy of your home or office. Your personal information is secure and protected with state-of-the-art firewall technology. Click here to sign up for Online Banking.



Reorder Checks Online

We make it easy! Reorder checks online.



1 Dividends are subject to Member Rewards Program Levels. For details, refer to the deposit account rate sheet at 2 Free checks are limited to one box per year for all members. Members age 55+ qualify for FREE senior checks. 3 Lost/damaged debit cards will be replaced with no fee for up to 5 times for the life of the account. 4 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/ or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. 5 Credit file monitoring may take several days to begin following activation. 6 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. 

Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.