SAVE FOR THE FUTURE

Savings habits take time and patience to build.

1. Set aside money from each paycheck to put into savings - your future self will thank you!

• Building savings into your budget can make this easier!

2. Be sure to pay off all credit cards on time to avoid additional interest payments.

• Maintaining a credit card balance after the payment due date will lead to interest building up over time.

3. When making purchases, consider Wants vs. Needs. What items can wait?

4. Think long-term!

• Saving for a new car doesn’t happen overnight. Some large items can take months (or even years!) of savings to purchase. By saving for these items, you can reduce, or even eliminate, the amount of money you have to borrow. Less interest payments, more savings!

Get ready for moving out, college costs, or your first vehicle purchase with a Chaffey FCU Savings account!