Chaffey FCU Summer 2023 Newsletter
A Message From Diane
Hello Chaffey Members!
We have had some exciting developments over the past three months here at Chaffey FCU. To start, I would like to thank the 74 members who attended our annual meeting in April! I hope you learned something new about your credit union. At the annual meeting, I announced the creation of an Associate Board Member program which provides some additional opportunity for individuals such as yourself to learn more about how the credit union is run. This role also gives the opportunity to provide your own insight into the direction of the credit union. Don’t worry – you don’t need to be a financial expert to volunteer for the credit union! One of the things that makes a strong board is representation from a diverse set of experiences and industries. If you would like to learn more about this, please visit our website, reach out to us by phone or e-mail, or you can speak to a representative in your favorite branch.
Chaffey FCU staff held five Bite of Reality budgeting simulations for local high school students in two months! In the first six months of the year, we have reached almost 2,500 students with this simulation, giving them the opportunity to practice making tough decisions so that they can stay within their budget. You can read more about this program on our Bite of Reality page.
Chaffey FCU is also now proud to be the exclusive credit union partner of the Empire Strykers indoor soccer team! One of the reasons we chose to create this partnership is that the Strykers’ commitment to the Inland Empire so closely mirrors Chaffey FCU’s commitment to contributing to our local community. If you happen to be at one of their youth soccer camps this summer, keep an eye out for our table* and come say hello!
As a final note, today’s economic times may be causing you to feel uncertain or anxious about your financial situation. Unfortunately, that anxiety can cause individuals to be more susceptible to potential scam or fraud attempts, resulting in the loss of your hard-earned money. I encourage you to reach out to the credit union for a second opinion if you feel like you may be targeted by a scam. Also, never provide your home banking login information to others, especially through social media channels, and be careful about using P2P apps (CashApp, Venmo, Zelle, etc.) to send money to people you do not know personally. The staff that you already know here at Chaffey FCU is here to help talk you through the tough times, help you celebrate the good times, and be a resource for you at all times.
I hope you have a wonderful summer enjoying the sunshine! As always, thank you for your membership.
Diane Kotlewski
President/CEO
*Chaffey FCU will be present at the camps on July 12 (Rancho Cucamonga) and July 26 (Ontario)
Preparing Students for Life after Graduation
Throughout the 2022-2023 school year, your Chaffey FCU staff have made it a priority to support our local students, school faculty, and educational community. Check out a couple of highlights from this past quarter!
During this school year, we have led over 2,400 students through Bite of Reality®, an interactive simulation that teaches teens how to make financial decisions and gives a taste of real-world financial realities. Every Bite of Reality event would not have been possible without the support of dedicated staff and volunteers at each school. Throughout the year, we had the privilege of hosting Bite of Reality events at Alta Loma High, Upland High, Etiwanda High, Rancho Cucamonga High, and Bonita High School. We are looking forward to continuing to host Bite of Reality and financial workshops this Fall!
For the third year in a row, we partnered with the Chaffey Joint Union High School District Campus Officers to award $500 scholarships to well-deserving students who have gone above and beyond in their academic and extracurricular pursuits. It was an honor to recognize these outstanding students and to support their future endeavors. Congratulations Kevin, Miguel, Joaquin, Hailey, Marcos, Faith, Isabella, and Victor!
Start Saving this Summer: One great rate for all Chaffey FCU members
This summer, we're re-launching our popular high-yield savings account at one great rate—for all Chaffey members. In the past, the Summer Savings Club (previously, Summer Paycheck Club) offered different rates just for educators. Now, any member can open a Summer Savings account and earn dividends at 6.00% APY/APR*, more than double the rate from last year!
With flexible deposit options, the Summer Savings Club is specifically designed to help you meet your savings goals and plan ahead for next summer’s adventure. Here are just a few examples of how our staff have used their summer savings:
Lacy enjoyed a trip to Lake Sabrina! While there, Lacy enjoyed fishing, hiking, and spending time in the great outdoors.
Louis went on a cruise to Puerto Vallarta, where he soaked up the sun and enjoyed all the amenities the ship had to offer.
Lori used her savings to take her family to Disney World, where they created memories that will last a lifetime.
Our Summer Savings Club is federally insured by the NCUA, so you can trust that your money is safe and secure. Don't wait – start building your summer savings today!
*APY: Annual Percentage Yield, APR: Annual Percentage Rate. Direct deposit or payroll deduction must be set up for account; money transfer apps (i.e.: Zelle, Venmo) do not count as direct deposit. After 60 days of no deposits, Summer Savings Club account will be closed, funds will be transferred to your regular savings account. Account will not be closed if there are no deposits during the summer months, but will be closed if deposits do not start by October 1, 2023. Dividends paid at account maturity on June 15, 2024. Federally insured by the NCUA..
Now, Chaffey Plus Checking benefits are even easier to access through your Chaffey FCU online and mobile banking account.
Your Chaffey Plus Checking account offers a range of protection and money-saving benefits and services, including:
IDProtect®: Identity Theft Monitoring and Resolution Service*
Credit File Monitoring*: Daily credit file monitoring and automated alerts of key changes to your Experian credit report.
Cell Phone Protection*: Receive up to $400 to cover replacement or repair costs.
Debit Advantage®: Buyer's Protection* & Extended Warranty* on items purchased entirely with your Chaffey Plus account.
Smart Discounts* with $hopping Rewards™, Travel and Leisure Discounts*, and Health Discount Savings*.
And more!
New!
Credit Score Tracker: See score changes over time along with score factors that provide insight into what events may have caused your credit score* to change at a certain point in time.
Financial Wellness 360°*: Access a robust financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness.
To enjoy all your benefits today, simply log into your Chaffey FCU online or mobile banking account. If you need to register for online banking, visit Online Banking. You can also download the Chaffey FCU mobile app in the App Store or Google Play and register through the app. Once you've created your account, navigate to your Dashboard to get started and access your benefits.
*Terms and conditions apply. Some benefits require registration/activation. Please select the Learn More option below for complete details and disclosures.
Are you thinking about buying your first home? Do you want to know what it takes to get started in the home-buying process? Then, you don't want to miss our free upcoming seminar led by Joe Bingham. As a licensed realtor and lender with over 40 years of experience, Joe has helped over 1,000 buyers achieve the dream of home ownership, and he is ready to share his expertise with you.
During the seminar, Joe will cover the basics of the home-buying process, taking the mystery and fear out of buying your first home. He will also discuss tips for buying in the current higher interest rate environment and answer your questions on how First Time Buyer Down Payment assistance programs work.
Don't miss this opportunity to learn and prepare to become a homeowner! Join us on July 19 at our Rancho Cucamonga branch (livestream is also available).
Meeting with your Chaffey team is going to get a whole lot easier. With a brand-new online appointment system coming later this summer, members will easily be able to make appointments at their own convenience.
In just a few clicks, you can schedule an appointment to:
And More!
No more waiting in line or on hold – simply make an appointment, and we'll be ready to help you at your scheduled time.
Chaffey FCU Branch Locations
Rancho Cucamonga
11563 Foothill Blvd #101
Rancho Cucamonga, CA 91730
Upland
1024 W. Foothill Blvd.
Upland, CA 91786
West Covina
2333 S. Azusa Ave.
West Covina, CA 91792