Savings Rates

Effective: March 1, 2019

Tier Minimum Balance APR* APY**
Regular Shares, Holiday Club
Payable Quarterly
Tier I $5 - $4,999.00 0.10% 0.10%
Tier II $5,000 + 0.15% 0.15%
IRA Savings (Traditional, Roth, Education)
Payable Quarterly
Tier I $5 - $4,999.00 0.10% 0.10%
Tier II $5,000 + 0.15% 0.15%
Money Market Checking
Payable Monthly
Tier I $5,000 - $9,999 0.15% 0.15%
Tier II $10,000 - $99,999 0.30% 0.30%
Tier III $100,000 - $249,999 0.40% 0.40%
Tier IV $250,000 + 0.50% 0.50%
Chaffey PLUS Checking
Payable Quarterly
Gold $5 + 0.03% 0.03%
Platinum $5 + 0.03% 0.03%

Share Certificates¹

Member Rewards Level+ / Min. Balance Standard
APR* / APY**
Silver
APR* / APY**
Gold
APR* / APY**
Platinum
APR* / APY**
6 Months
$1,000 1.55% / 1.56% 1.60% / 1.61% 1.65% / 1.66% 1.70% / 1.71%
$10,000 1.60% / 1.61% 1.65% / 1.66% 1.70% / 1.71% 1.75% / 1.76%
12 Months
$1,000 1.75% / 1.76% 1.80% / 1.81% 1.85% / 1.87% 1.90% / 1.92%
$10,000 1.80% / 1.81% 1.85% / 1.86% 1.90% / 1.91% 1.95% / 1.96%
24 Months
$1,000 2.10% / 2.12% 2.15% / 2.17% 2.20% / 2.22% 2.25% / 2.27%
$10,000 2.15% / 2.17% 2.20% / 2.22% 2.25% / 2.27% 2.30% / 2.32%
36 Months
$1,000 2.35% / 2.37% 2.40% / 2.42% 2.45% / 2.47% 2.50% / 2.53%
$10,000 2.40% / 2.42% 2.45% / 2.47% 2.50% / 2.52% 2.55% / 2.57%
48 Months
$1,000 2.55% / 2.58% 2.60% / 2.63% 2.65% / 2.68% 2.70% / 2.73%
$10,000 2.60% / 2.63% 2.65% / 2.68% 2.70% / 2.73% 2.75% / 2.78%
60 Months
$1,000 2.65% / 2.68% 2.70% / 2.73% 2.75% / 2.78% 2.80% / 2.83%
$10,000 2.70% / 2.73% 2.75% / 2.78% 2.80% / 2.83% 2.85% / 2.88%

IRA Share Certificates¹

Member Rewards Level+ / Min. Balance Standard
APR* / APY**
Silver
APR* / APY**
Gold
APR* / APY**
Platinum
APR* / APY**
12 Months
$1,000 1.60% / 1.61% 1.65% / 1.66% 1.70% / 1.71% 1.75% / 1.76%
24 Months
$1,000 1.80% / 1.81% 1.85% / 1.86% 1.90% / 1.91% 1.95% / 1.96%
36 Months
$1,000 2.10% / 2.12% 2.15% / 2.17% 2.20% / 2.22% 2.25% / 2.27%
48 Months
$1,000 2.40% / 2.42% 2.45% / 2.47% 2.50% / 2.53% 2.55% / 2.57%
60 Months
$1,000 2.70% / 2.73% 2.75% / 2.78% 2.80% / 2.83% 2.85% / 2.88%

⁺Member Rewards Level is determined by combined shares and loan balances: Silver >$10k, Gold >$25k, Platinum >$100k
¹Penalty for early withdrawal may apply.
*APR = ANNUAL PERCENTAGE RATE. Rate Based on creditworthiness and term of loan.
**APY = ANNUAL PERCENTAGE YIELD. Rates are subject to change at any time and are not guaranteed.

Your savings are insured to at least $250,000 by NCUA. Additional coverage of $250,000 is provided by American Share Insurance, Inc. IRA accounts insured separately to a maximum of $500,000.

NOTE: Dividends declared and paid quarterly, except Money Market Checking, and are paid from available earnings. Rates are subject to change as determined by the Board of Directors. Refer to a Truth-in-Savings disclosure available at each office or here on the website for specific terms.