Share Certificates

Share Certificates are a great option for Members looking to save for the long-term and earn higher dividends.

View all of our rates for Certificates and other Savings Accounts here.

Check out the benefits!

  • One time rate bump-up*

  • Terms from 6 months - 5 years to fit your needs

  • Higher dividend rates than traditional savings accounts

  • Low initial deposit requirements of only $1,000

  • Fixed interest rates

 

*One time rate bump-up option available for all share certificate terms excluding 6-month certificates. Rate chosen for one-time bump must be selected from current Chaffey FCU share certificate rates and match the term of the certificate getting the rate bump. Bump-up rate will apply to certificate for the remainder of your certificate term once bump-up is used. Limit one rate bump-up per certificate. Details on current terms and rates available here: chaffey.com/savings-rates

Penalty may apply for early withdrawals. Dividend payment and balance computation method are as described in our Truth in Savings Agreement.

Your savings are insured to at least $250,000 by NCUA. Additional coverage of $250,000 is provided by American Share Insurance, Inc.