What’s New!

Chaffey Federal Credit Union is dedicated to offering our members the best products and services with the best price and the best level of personalized service! Please contact us or visit one of our branch offices if you'd like to learn more about the following special programs. We'd love to hear from you!


The Great RV & Vacation Loan Event

It’s that time of year again when we welcome Summer and hit the road in a new RV or jet off to a vacation adventure. Our Great RV & Vacation Loan Event can get you started with a fabulous rate. Remember to visit us before you shop for an RV and save money with your pre-approval.

  • RV Loans with rates as low as 4.0% APR* up to 240 months
  • Vacation Loans with rates as low as 7.0% APR* up to 12 months

*Annual Percentage Rate. Advertised rate quoted as of 5/1/2017. Lowest RV loan payment terms up to 240 months with a final balloon payment due in 180 months on a new vehicle set up on Direct Deposit and Automatic Payment from a CFCU account or payroll deduction. Estimated RV payment is $6.07/month for every $1,000 borrowed at 4.0% APR up to 240 months. Vacation loan estimated payment is $86.53/month for every $1,000 borrowed at 7.0% APR for 12 months. Loan approval is subject to credit and income verification and is not a firm offer of credit. Other rates and terms available. Limited time offer. All rates are subject to change without notice. Other conditions apply. This offer does not apply to refinancing of existing CFCU RV loans. Not all buyers will qualify.


Deposit your checks 24/7 Anytime, Anywhere, with New Mobile Deposit!

We know you've been waiting patiently and we're happy to announce that your wait is over! Mobile Deposit is now available and easy to use. Just think of it...you can eliminate that trip to the local branch to deposit a check.

Getting started is simple. If you're already using Mobile Banking, you're good to go. If not, now is the perfect time to get set up. Download our Mobile Banking App and using your Home Banking ID and Access Code to log in, start enjoying all the wonderful new features with the touch of a finger.

Note: if you need assistance setting up your Home Banking ID and Access Code, please give us a call and we'll be happy to help.



When is a home more than a home?
When it's a way to pay for life's unexpected events.

Home values have been on the rise. Why not take advantage? Open a Chaffey FCU Home Equity Line of Credit (HELOC) and be prepared for all of life's unexpected or planned events! For a limited time, we are offering a rate as low as 3.75% APR* locked in for 12 months.

Use the equity in your home to finance home improvements, upcoming vacation expenses, graduation, college fees, consolidate debt, and more! Or you may want to refinance an existing HELOC from another lender to help lower your payments. And don’t forget, the interest you pay on your HELOC may be tax deductible**.

With a Chaffey FCU HELOC, there is NO Origination Fee, NO Annual Fee, and available credit lines up to $200,000. So many good reasons to apply today! Click here to get started.

*Annual Percentage Rate quoted as of 3/1/2017. Other fees and restrictions apply. HELOC available on single-family, owner-occupied, primary residences located in California.
Loan subject to credit approval. Promotional rate fixed for one year. **Please check with your tax advisor to determine tax deduction eligibility.



Tax Scams/Consumer Alerts

If it sounds too good to be true, it probably is! In recent years, thousands of people have lost millions of dollars and their personal information to tax scams and fake IRS communication.

REMEMBER: The IRS does not initiate contact with taxpayers by email, text messages or social media channels to request personal or financial information. The IRS will not:

  • Call you to demand immediate payment. The IRS will not call you if you owe taxes without first sending you a bill in the mail.
  • Demand that you pay taxes and not allow you to question or appeal the amount that you owe.
  • Require that you pay your taxes a certain way. For instance, require that you pay with a prepaid debit card.
  • Ask for credit or debit card numbers over the phone.
  • Threaten to bring in police or other agencies to arrest you for not paying.

Being able to recognize these tell-tale signs of a phishing or tax scam could save you from becoming a victim.

The information above was acquired on the IRS website. For additional details and more information about Tax Scams and Tax Tips, log onto the IRS website at www.irs.gov.



New Fraud Prevention Service Now Available

In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential credit card fraud. Please Click Here to review the information about how this new service works so you’ll be prepared to respond if and when you receive a notification. If you have questions or concerns, you may call and speak to a credit union representative.



You may have heard talk of “Same Day ACH” (SDACH) going into effect on September 23, 2016. The purpose of SDACH is to help consumers and businesses to transfer funds more quickly. We would like to let you know about some of the ways that SDACH might impact your account. The questions below will help you understand how this may affect you and your account/s at Chaffey FCU. For answers to these questions, please Click Here:

  1. How will SDACH change the way electronic payments are posted to my account?
  2. Does SDACH affect both debits and credits to my account?
  3. Does Chaffey FCU control which items are sent through SDACH?
  4. Will this affect my payroll deposits?
  5. If I have questions, who do I call?