Checking Accounts

With a Chaffey FCU Checking Account you have the financial tools and resources you need to keep your day-to-day financial life running smoothly. Best of all, our checking benefits are worry free, hassle free, and most are just plain FREE!

Regular Checking

  • NO monthly service fee with Direct Deposit*
  • NO minimum balance requirement or per check fees
  • Open Checking Account with an initial deposit of $25.00 or more.
  • FREE overdraft protection*. Transfers can also be set up to occur when necessary from your Share Savings
  • Withdraw up to $300.00 or more** per day at over 30,000 no-surcharge CO-OP Network ATMs nationwide
  • FREE VISA Debit Card
  • FREE Home Banking and ePay Bill Payment*
  • FREE Mobile Banking
  • FREE eStatements and eAlerts
  • Online check re-orders and check copies
  • Deposits insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Depending on how your accounts are owned and what types of accounts you have, you can increase the total insurance of your funds to greater than $250,000. American Share Insurance provides an additional $250,000 in coverage – for combined coverage of up to $500,000.

+ *Minimum $300/month direct deposit to qualify. ** Limit may vary based on Member Rewards Program level.

eAccount Checking

  • All your transactions are performed at the ATM. You’ll enjoy maximum convenience and fewer fees, including:
  • NO monthly service fee +
  • FREE access to over 30,000 no-surcharge CO-OP Network ATMS nationwide
  • NO minimum balance requirement
  • NO Direct Deposit required
  • FREE ePay Bill Payment
  • FREE VISA Debit Card
  • FREE Home Banking
  • FREE Mobile Banking
  • FREE eStatements and eAlerts

+ Member must have email access. Certain fees apply for non-electronic transactions such as teller transactions and telephone transactions.

Courtesy Pay Overdraft Protection

Safeguard your account against costly overdraft fees. With FREE overdraft protection*, you can designate a savings account or line of credit to automatically cover overdrafts or returned checks.

*Some restrictions apply. Monthly service fee will be charged for checking accounts without Direct Deposit. Contact CFCU for more information
** Limit may vary based on Member Rewards Program level

Retrieve Copies of Canceled Checks . . . Free!

Sign-up for Home Banking and retrieve, review and print copies of your cancelled checks from the privacy of your home or office. Your personal information is secure and protected with state-of-the-art firewall technology. Click here to sign up for Home Banking.

Reorder Checks Online

We make it easy! Reorder checks online and please click here for more information.